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>> Monday, January 31, 2011

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Posted by Village Resource Expert Centre at Monday, January 31, 2011 0 comments

Inflation in INDIA - a peep thru !

>> Monday, January 17, 2011


Inflation is rising at its fastest level in six years, so follow our advice to beat the great squeeze.Family finances are being squeezed from all sides as inflation is rising at its fastest level in six years, according to official figures

The Retail Prices rose by 4.2 per cent over the last year but there have been even bigger hikes in electricity and food prices – up by 8 per cent and 7 per cent respectively – and petrol prices which are 19 per cent higher. As a result, seven in 10 middle-Indian households are cutting spending, tens of thousands are eating into their nest eggs and one in five are reducing or stopping pension contributions or savings, according to a recent survey by an insurance giant.

It also found that nearly one in seven of more affluent households have been forced to get a second job or send a non-worker out to work.
So How can we cope up with the Recession ? Watch Out :-
1. Housing
2.Energy
3.Food
4.Vehicle
5.Water
6.Tax
7.Insurance
8.Pensions and Annuities
9.Telephone Bills
10.Education Expenses
11.Health and Wellness
12.Transport
13.Bank and Finance
14.Holiday Spending
15.Saving and Investments
16.Drinking and Eating
17.Borrowing
When finances are tight there is a temptation to borrow more – but it is important to do it sensibly and at the right interest.
18.Clothing and Household goods
The price of clothing and footwear fell by 6.3 per cent over the year.The downturn in consumer spending is keeping a lid on price increases and retailers are desperate for sales. Make sure you drive a hard bargain.
19.Gold has always been a good tool to Fight !

What RBI Says !!

The Reserve Bank of India (RBI) reiterated its concern over high inflation, saying it continues to be “at elevated” levels, hinting at a possible rate hike in its January 2011 review of monetary policy.

The Indian central bank has hiked its key rates six times so far this year to fight inflation, but left the rates unchanged in its December review. The inflation rate dropped to a 11-month low 7.48% in November but food inflation, a critical component of the overall inflation basket, rose sharply in December.

Food inflation surged to a 10-week high of 14.44% for the week ended 18 December against 12.13% in the previous week, due to high vegetable prices.

“Inflation, particularly food inflation, in India continues to rule at elevated levels reflecting in part the structural demand-supply mismatches resulting from, inter alia, rising incomes and changing consumption patterns,” RBI said in its second financial stability report.

The report, released half yearly, is published by the financial stability unit of RBI to assess the health of financial system to identify and analyze the potential risks to the economy. The first stability report was released in March.

On Thursday, both the finance minister and RBI officials expressed their concerns over high inflation and indicated more steps to check rising prices.

“This is an area of concern... earlier we thought that it is because of the base effect, but it is not merely the base effect. There has been real increase in the prices of certain food items,” finance minister Pranab Mukherjee said earlier in the day.

RBI deputy governor K.C. Chakrabarty, said the central bank is prepared to take action to curb the high inflation. “RBI has already taken the measure. If the Reserve Bank feels the measure is not adequate, they (RBI) will take more measures.”

Announcing its mid-term policy review in November, RBI had said that the probability of further rate hike till January is relatively low.

Chakrabarty, however, said a pause doesn’t necessarily mean a complete stop. “Pause does not mean halt. You need to distinguish between pause and halt. Pause is not a halt,” Chakrabarty said.

On capital flows, the RBI report said that the dominance of portfolio flows is a “potentially worrying feature” of the flows.

“A potentially worrying feature of capital flows to India has been the dominance of portfolio flows which are prone to sudden stops and reversals,” RBI said.

So far in 2010, foreign investors have bought shares worth $28.8 billion (Rs.1.3 trillion) in domestic equities.

The apex bank also said the stress tests conducted on credit, market and liquidity risks have indicated “a reasonable degree of resilience” of the banking sector in the country, but the asset quality of banks and their asset-liability management position continue to warrant monitoring.

Indian banks could withstand the shock of the global credit crunch in the wake of the collapse of US investment bank Lehman Brothers Holdings Inc. because of their high capital to assets ratio and low non-performing assets (NPAs). However, the industry’s NPA has been on the rise as many assets, which were restructured in 2009, giving stressed customers more time to pay up, are turning bad now.

The stability report also touched upon the recent crisis in the microfinance sector and said “recent concerns warrant closer examination”.

Microfinance institutions (MFIs) are under pressure in Andhra Pradesh following a state law that restricts their operations. MFIs, in the business of giving tiny loans to poor people, is also under the glare of the finance ministry and the banking regulator for charging high rates to customers.

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Posted by Village Resource Expert Centre at Monday, January 17, 2011 0 comments

China attack India by 2012

>> Tuesday, December 28, 2010



China will attack India by 2012 to divert the attention of its own people from "unprecedented" internal dissent, growing unemployment and financial problems that are threatening the hold of Communists in that country.A secret exercise, called ‘Divine Matrix’, by the army’s military operations directorate has visualised a war scenario with the nuclear-armed neighbour before 2012.

"China will launch an attack on India before 2012. There are multiple reasons for a desperate Beijing to teach India the final lesson, thereby ensuring Chinese supremacy in Asia in this century.

The recessions had "shut the Chinese exports shop", creating an "unprecedented internal social unrest" which in turn, was severely threatening the grip of the Communists over the society.

Among other reasons for this assessment were rising unemployment, flight of capital worth billions of dollars, depletion of its foreign exchange reserves and growing internal dissent. Also the growing irrelevance of Pakistan, their right hand that operates against India on their behest, is increasing the Chinese nervousness, leaving clue that US President Barak Obama's Af-Pak policy was primarily Pak-Af policy that has "intelligently set the thief to catch the thief".

Beijing has "already rattled, with its proxy Pakistan now literally embroiled in a civil war, losing its sheen against India." "Above all, it is worried over the growing alliance of India with the US and the West, because the alliance has the potential to create a technologically superior counterpoise.
All these three concerns of Chinese Communists are best addressed by waging a war against pacifist India to achieve multiple strategic objectives.

While China "covertly allowed" North Korea to test underground nuclear explosion and carry out missile trials, it was also increasing its naval presence in South China Sea to coerce into submission those opposing its claim on the Sprately Islands.

Now the most attractive option for China is to attack a soft target like India and forcibly occupy its territory in the Northeast. But India is "least prepared" on ground to face the Chinese threat,.Lets see how will India respond to repulse the Chinese game plan or whether Indian leadership would be able to "take the heat of war".

"Is Indian military equipped to face the two-front wars by Beijing and Islamabad? Is the Indian civil administration geared to meet the internal security challenges that the external actors will sponsor simultaneously through their doctrine of unrestricted warfare? "The answers are an unequivocal 'no'. Pacifist India is not ready by a long shot either on the internal or the external front. In view of the "imminent threat" posed by China, "the quickest way to swing out of pacifism to a state of assertion is by injecting military thinking in the civil administration to build the sinews. That will enormously increase the deliverables on ground – from Lalgarh to Tawang .
courtesy : commander

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Posted by Village Resource Expert Centre at Tuesday, December 28, 2010 0 comments

Prime Minister's Employment Generation Programme - PMEGP

>> Monday, November 22, 2010



Ministry of Micro, Small and Medium Enterprises (MoMSME) has launched a new credit linked subsidy programme called Prime Minister’s Employment Generation Programme (PMEGP) on 61st anniversary of Indian Independence by merging the two schemes that were in operation till 31.03.2008 namely Prime Minister’s Rojgar Yojana (PMRY) and Rural Employment Generation Programme (REGP) for generation of employment opportunities through establishment of micro enterprises in rural as well as urban areas. PMEGP will be a central sector scheme to be administered by the Ministry of MSME.

2. The subsidy levels, the cost limit of projects or units that could be established under PMRY which was extended to rural areas as well in 1994-95, were quite low and unattractive compared to those available to the beneficiaries in REGP. While the maximum subsidy admissible was Rs.12500 and the maximum cost of project that could be established was Rs.5 lakh under PMRY, the maximum subsidy that was admissible was Rs.4 lakh and the maximum cost of project that could be established was Rs.25 lakh under REGP for a beneficiary belonging to General category. There were more attractive programmes for creation of self employment opportunities being operated by many State Governments. Recovery rates of loans under PMRY were also considerably less than those under REGP. PMEGP improves upon the subsidy levels and cost limits of projects compared to those available so far under PMRY and ensures that the attractiveness of REGP is not diluted in any way while simultaneously strengthening the selection process, implementation and monitoring mechanism.

3. The subsidy levels under PMEGP are as under:
Categories of beneficiaries under PMEGP

General
Owner’scontribution - 10%
Rate of Subsidy (of cost of Project)
Urban - 15%
Rural - 25%

Special (including SC/ STs/ OBCs/ Minorities/ Women, Ex-servicemen, Physically Handicapped, NER, Hill and Border Areas)
Owner’scontribution - 05%
Rate of Subsidy (of cost of Project)
Urban - 25%
Rural - 35%

4. The upper limit of the cost of project that could be setup in the manufacturing sector is Rs.25 lakh while that in the business/service sector is Rs.10 lakh. There are no ceiling limits of annual income in respect of beneficiaries while a minimum educational qualification of VIII standard pass will be required for beneficiaries in respect of projects costing more than Rs.10 lakh in manufacturing sector and more than Rs.5 lakh in business/service sector. The beneficiaries would be identified, inter alia, with the help of Panchayats, Special Awareness Camps and will be provided with a mandatory Entrepreneurship Development Programme (EDP) training of a duration of two to three weeks. The scheme envisages electronic tracking of applications, 100 per cent verification of projects/units that will be established and model project profiles have been updated in association with banks. The scheme will be implemented at the national level through Khadi and Village Industries Commission (KVIC), an organization created under an Act of Parliament reporting to MoMSME which will place the funds of Government subsidy with the participating banks which in turn will disburse the same to the beneficiaries on receipt of applications and their own contribution ‘upfront’ in accordance with the guidelines of the scheme.

5. While KVIC has been given the overall responsibility for implementing PMEGP at the national level, it will directly do so in respect of the targets for rural areas, as defined in the KVIC Act, through its State Offices and State Khadi and Village Industries Boards (KVIBs). Implementation of PMEGP in urban areas and other rural areas will be done through the State Governments {District Industries Centres (DICs)}. The newly introduced Rajiv Gandhi Udyami Mitra Yojana of MoMSME can also be tapped for providing handholding support to the beneficiaries under PMEGP.

6. Budget Estimates 2008-09 have provided Rs.823 crore for PMEGP which includes Rs.83 crore towards Backward and Forward linkages including EDP training, publicity, marketing support, e-tracking of applications, physical verification of projects and so on. An estimated 6.17 lakh additional employment opportunities are targeted to be generated in 2008-09. The estimated total outlay for subsidy under PMEGP is Rs.4485 crore in addition to Rs.250 crore earmarked for providing Backward and Forward linkages to the micro enterprises between 2008-09 to 2011-2012 leading to an estimated generation of around 37.38 lakh additional employment opportunities. The scheme will be got independently reviewed after two years of its implementation.

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Posted by Village Resource Expert Centre at Monday, November 22, 2010 0 comments

HOW TO Obtain Birth Certificate

>> Friday, November 19, 2010


What is a Birth Certificate and Why is it Essential?

A Birth Certificate is the most important identity document that makes it possible for anyone in possession of it to benefit from a gamut of services offered by the Indian Government to its citizens. It becomes necessary to obtain a Birth Certificate because it serves to establish the date and fact of one's birth for a whole range of purposes, like acquiring the right to vote, admission to schools and to the Government Service, claiming the right to marry at the legally permissible age, settlement of inheritance and property rights, and obtaining Government-issued identity documents like a driving licence or passport.
The Legal Framework

In India, it is mandatory under the law (as per the Registration of Births & Deaths Act, 1969 (External website that opens in a new window) ) to register every birth/stillbirth with the concerned State/UT Government within 21 days of its occurrence. The Government accordingly has provided for a well-defined system for registration of Birth, with the Registrar General at the centre and the Chief Registrars in the States, running through district registrars to the village and town registrars at the periphery.
What You Need to Do

To apply for a Birth Certificate, you must first register the birth. The birth has to be registered with the concerned local authorities within 21 days of its occurrence, by filling up the form prescribed by the Registrar. Birth Certificate is then issued after verification with the actual records of the concerned hospital.

In case the birth has not been registered within the specified time of its occurrence, the certificate is issued after due police verification ordered by the revenue authorities.

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Posted by Village Resource Expert Centre at Friday, November 19, 2010 0 comments

HOW TO Apply for Inclusion of name in the Electoral Rolls


Why is it Important to get Your Name Included in the Electoral Rolls?

For every constituency, there is a list of voters that is called the Electoral Roll. To be able to exercise your vote, your name must be in the Electoral Roll of the area of your residence. According to Article 326 of the Constitution and Sec. 19 of the R. P. Act, 1950, the minimum age for the registration of a voter in India is 18 years, as on the first day of January of the year in which the Electoral Roll is prepared or revised.
What You Need to Do

Anyone who is a citizen of India and is at least 18 years of age is eligible to vote. People who are not citizens of India are not eligible to vote. Non-resident Indian Citizens who are employed under the Govt. of India in a post outside India are eligible to be registered as voters as per the terms of Sec 20 (8) (d), read with Sec 20 (3) of the R. P. Act, 1950.

You can get your name included in the voters list either during a door-to-door campaign by the authorised Govt. functionaries, conducted once in every 10 years, or during annual revision, the date of which is published by the Election Department. You need to apply in the prescribed form, which is available either online or with the ERO (Election Registration Officer)/Designated Officer, and present yourself on the date of hearing. If everything is found to be in order, your name will be included in the Electoral Roll of the constituency in which you reside.

Note:

A person living in a particular constituency can only get enrolled in that constituency and in none other. Also, one's name cannot feature in the Electoral Roll of more than one constituency at any point of time.

Here is how to get a voters card in India:
voters card in India Things you need:
Xerox copy of ration card
Xerox copy of telephone or electricity bill
Xerox copy of pan card or passport

Step 1 : The municipality generally opens camps at various locations and informs the residents to bring valid documents on the stipulated dates and timings. Be sure to reach the spot on the given day and at the given time with the required valid documents.

voters card in IndiaStep 2 : Take the Xerox copies along with you. You will need to show Xerox copies of the things mentioned in the Things you need section of this article.

Step 3 : Take all interested family members along with you. All the members of a family who want to obtain a voters card need to present at the camp.

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Posted by Village Resource Expert Centre at Friday, November 19, 2010 0 comments

HOW TO Apply for Passport


The Consular Passport and Visa (CPV) Division of the Ministry of External Affairs is responsible for the issuance of the Indian Passport to Indian Citizens. Passports are issued to Indian citizens from 30 locations across the country and 163 Indian missions abroad.

All information pertaining to the issuance of Passports can be availed from the Central website passport.gov.in . All the Passport offices (External website that opens in a new window) located in India have an online Status Enquiry Service , whereby one can check the status of a passport application by entering the File Reference Number available in the receipt. Applicants can also avail the facility to submit their grievances online, in case there are any.
How to Apply For a Passport

To apply for a fresh Passport, re-issue of Passports/ issue of Passports in lieu of lost & damaged Passports and for miscellaneous services, obtain the relevant Passport Application Form from any of the Passport Offices or the designated Speed Post centers or any of the designated outlets in your city. The Passport Application Form (External website that opens in a new window) can also be downloaded by clicking here.

Click here for the detailed eligibility rules and instructions for filling up the form.

The carefully filled up Application Form has to be submitted, along with proof of residence, proof of date of birth, personal particulars form (if applicable), 'No Objection Certificate' (in case of Government of Public Sector Employees), necessary affidavits and other supporting documents at any of following locations, under the jurisdiction of which the applicant is presently residing:

1. Across the counter of the Passport office
2. At the Speed Post centers
3. District Passport Cells
4. Passport Collection Centers

For further information and details, kindly visit the central website of the Passport Office

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Posted by Village Resource Expert Centre at Friday, November 19, 2010 6 comments
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Postal Address of Officer Incharge of Village Resource Centers

1.Noolpuzha
Noolpuzha Grama Panchayat,Wayanad.
Shri.Joseph Peter Patroz ,U.D.Clerk ;
04936 - 270635 ; 9349876885

2.Sulthan Bathery
Sulthan Bathery Block Panchayat, S.B.Post,Wayanad-673593.
Shri.K.S.Shaji,U.D.Clerk ;
04936 - 220202/221377 ; 9447326917

3.Kalpetta
PWD Building,North Wayanad-673122.
Vasu.P ,Assistant Engineer ;
04936 - 202640 ;9448083078

4.Mananthavady
Mananthavady Block panchayat,
Mananthavady.P.O,
Wayanad District-670645.
Shri.Gopalakrishnan ,Overseer ;
04936 - 240298/242622 ;9447317565

5.Meppady
Meppady Grama Panchayat,
Meppady.P.O,Kalpetta,
Wayanad District-673577.
Shri.Ashraf ,Secretary ;04936 - 282422

Supporting Countries

ISRO

For Technical Support / Complaints at VRC / VREC :-

Call us in the TOLL FREE Number:
1800 4252 888
09880 149300

Please email to us all your valuable suggestions and comments regarding Village Resource Centre at vrckerala@gmail.com

VRC / VREC / KSPB / ISRO Emails

pularibajith@gmail.com

divyakmathai@rediffmail.com

praveena_sreejith@yahoo.com

preethasaji@gmail.com

mariakuttybaiju@gmail.com


atic@spices.res.in

rajeev@spices.res.in

rp.amrita@gmail.com

kvkambl@gmail.com

smithanetone@yahoo.in

rcrschundale@yahoo.com


p.rajasekharan@gmail.com

dpkarnik@isro.gov.in
dpowayanad@fcuk
paowayanad@


Postal Address of Officer Incharge of Village Resource Expert Centers

1.Kerala State Planning Board (KSPB)
Opposite Kendriya Vidyalaya, Pattom,
Trivandrum-695004. Shri.Dr.P.Rajasekharan,
CHIEF(Agricultural Division)
0471 - 2540609/2453554 ;9895009402; Fax:0471 - 2531395
Shri.N.Sundaresan, Joint Director ;
0471-2542714/2542488;99447103600
Shri.P.Pramod,Officer in Charge-VRC;
Mob - 9446705151

2.Kerala Agricultural University (KAU)
Agricultural Technology Information Centre, Mannuthy,Thrissur-680651.
Dr.Sreevalsan,Asst.Professor ;
0487 - 2371340/2307711
Dr.Sheela(DE) ;0487 - 2370086/2337785;
Fax :0487 - 2370150

3.Krishi Vigyan Kendra (KVK)
Krishi Vigyan kendra,Ambalavayal.P.O-673593,Wayanad.
Dr.A.Radhamma Pillai,Associate Prof: & Head ;04936 - 260411/260432;
Fax: 04936 - 260411

4.District Hospital,Mananthavady (DHM)
Govt.District Hospital, Mananthavady.P.O-670645,Wayanad.
Dr.T.P.Suresh Kumar, Ortho ;
04935 - 246776 ;9447275220

5.Regional Coffee Research Station (RCRS)
Regional Coffee Research Station,Coffee Board,Chundale.P.O-673123,Wayanad;
Dr.M.Selvakumar,Deputy Director ;
04936 - 202256 ;Fax: 04936 - 202256

6.Indian Institute of Spices Research(IISR)
Indian Institute of Spices Research,Marikkunnu.P.O-673012,Calicut.
Dr.P.Rajeev,Senior Scientist ;0495 - 273294/2373162;Fax: 0495 - 2731187

7.Medical College,Calicut (MCC)
Govt. Medical College Hospital,
Calicut-673008.
Dr.Varghese Thomas,Nodal Officer ;
0495 - 2351152;Fax: 0495 - 2355331

8.Sree Chitra Thirunal Institute for Medical Sciences and Technology (SCTIMST),
Thiruvananthapuram.
Dr.Jawahar ,Administrative Medical Officer;
0471 - 2524640 ,2440790

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